Give 10% of your earnings to charity

This is indeed a regular saying, but it's true. Be nice and give 10% of your earnings to charity, whichever you think is best. I'd suggest WWF, Friends of the Earth or Greenpeace - make a difference to the world you live in and depend on. But there are lots of other options too, for example Oxfam - saving people in the world and looking after it too.

I know it's hard, I really do - currently I think the most I manage is about 3%? Hopefully though, once we're done clearing our own debts, then we can rack it up to 10% and life will be sweet :-) And it will definitely make the world a better place when we do. So if you can afford it, do it! Please :-)